Neat vs Sloppy

The Eternal Debate between the Neat and Sloppy Neat People vs.. Sloppy People by Suzanne Bruit takes a unique stance on clutter. The author believes a person preference on their cleanliness is boiled down to a moral standpoint. Sloppy people are not sloppy, they only have a precise plan that will never co me to fruition. She views neat people as wasteful, lazy, and ungrateful. This stance is unique and interesting but without data it is simply speculation. The author seems to be biased.She says sloppy people â€Å"give loving attention to every diet ail†(256). As a sloppy person myself I reject this. Yes, I sometimes have trouble judging the I importance of a piece of paper and keep it. Most of the time I stash useless papers because the ere simply is no trash can near me. Furthermore, she believes neat people are self centered and mindless as pop used to mindful. â€Å"If anything collects dust, it's got to go† (256). My mother is the clean SST person I know. He is als o very concerned about the environment.She recycles and ere sees furniture until it breaks. She has three dogs and each of them are clean. She just prefers clean lines and cleanliness provides a more positive environment than a Sloppy one. While I enjoyed reading the story, it seemed whiny and biased. I feel bad for S Suzanne for not knowing decent clean people. If she had ever seen the show hoarders she would know that not all sloppy people are morally superior. If she had evidence, this could have e been a great paper.

African Americans in the Civil War

Roman Robinson Kristen Anderson HIST 3060 February 25, 13 African Americans and the Civil War The role African Americans played in the outcome, and the road to the outcome of the Civil War was immense. The fact that the south had slaves and the north did not played an enormous role in the issues. The north wanted to abolish slavery, and the south did not and after the war started this became one of the main reasons for the Civil War. Since most African Americans could not read or write, this made them an easy target, for slavery, against the dominant white man.Once the slaves got to America they started to realize how much trouble they were actually in. The north and the south had a problem brewing, and that was due to the slave uprisings and the run a ways. African Americans played an enormous role in the outcome of the Civil War because of the part they took in it. The civil war, which took place from 1861 to the 1920s, the African American community made tremendous strides toward them becoming apart of America and equals in America. Since they had been controlled by the power of the whites for so long, their independence was extremely unfamiliar to them, with their new emancipation.Since they were so uncertain, they debated about the most effect way to go about actually receiving the rights they deserved. They did not just want to be inferior Negros. Some African Americans thought the actual approach would be to go along with the submissive status the whites held them to, so they could earn their respect until fairness pervaded. Others were more wishful with their thinking and thought the military would make whites surrender and give blacks their basic rights. Those who were still they are thought that no progress would ever come.These blacks decided that it was essential to escape the shackles and cruel attitudes toward blacks. The civil war initially began to save the Union. At the start of the war slave masters were terribly scared that the slaves would r un to join the Union and help the war efforts. To subsidize the problem, most owner enforced harsh restrictions on their slaves. Some owners even moved their whole plantations inland to avoid any contact with the outside northerners. This did not stop the slaves one bit though, this just caused more slave to flee to the north. The slaves that did decide to stay just demanded more freedom from their masters.Some would say the ones that stayed even gained more power; this forced their masters to give them offerings in exchange for work. The issues of emancipation and military service were intertwined from almost the beginning of the war. News from Fort Sumter made African Americans rush to enlist in military units. They were all turned away since there was a law dating from 1792 that kept African Americans from joining the U. S. army. In Boston disappointed African Americans met and passed a resolution that requested the Government to modify its laws to permit them to enlist. Then Lin coln’s Second Confiscation Act was passed.The act stated that, Confederates who did not surrender with in sixty days of the acts passage were to be punished by having their slaves freed. The Militia Act was also passed. This act stated African Americans were allowed to fight in the war. These two acts together thoroughly punished rebel slaveholders. The African Americans that enlisted both fought in the front lines and worked behind the scenes labor jobs. All these rights that the African Americans were receiving inspired them to return home and free their families and friends. Some of them even started living in the plantations that they used to be slaves of.They took them over and began their own cropping. Some of the other plantations had been left to older disabled white woman, when the men had left for the Confederate army. All of this led to the separation of slave labor in the south After trying terribly hard to keep the issue of slavery out of the war, the North decid ed to start enlisting African Americans to help them fight in the war. The Fifty-Fourth regiment was created by the Union Army, and was the only all black unit. This Union in particular contributed to the war efforts of the North and showed a new found power among blacks.The regiment started when John Andrew sent a request to the secretary of war, Edwin Stanton, to create a volunteer regiment of African Americans (3). African Americans from all over the country joined. To help recruit even further they called for help from African American leaders like, Frederick Douglas and William Wells Brown. In just two months over one thousand African Americans, one from at least every state, had enlisted in the regiment. The leader of the regiment would not be black though, they wanted the superior officer to have some certain credentials.The job description posted read: â€Å"Young Man of Military Experience Of firm antislavery principles, ambitious, Superior to the vulgar contempt of color Having Faith in the capacity of colored men for military purpose† (2) The man picked for the job was Robert Shaw. The African American regiment and their captain set off for Beaufort, South Carolina on May 28, 1863 (1). They were to attack Fort Wagner, which was a vital key to Charleston. They only way to storm the fort was to go through loads and loads of Confederates. The sheer size of the Confederates to the Fifty- Fourth regiment was an obstacle in itself.The regiment knew the amount of obstacles they would have to overcome to achieve a victory and yet they kept marching. Shaw and a few men marched to the top of the parapet, and there Shaw was shot and killed. Though this was almost a complete disaster for the regiment they had set a path for future African American soldiers. Frederick Douglas said, â€Å"Once let the black man get upon his person the brass letter, U. S. , let him get an eagle on his button, and a musket on his shoulder and bullets in his pocket, there is no power on earth that can deny that he has earned the right to citizenship. One thousand seventy-nine African Americans had served in the Civil War. They served in both the U. S. Army and about two thousand served in the Navy. By the time the war was over, forty thousand had died in battle and thirty thousand had died of disease and infection. African American soldiers performed all the jobs needed to run an army. They also served as carpenters, chaplains, cooks, guards, laborers, nurses, scouts, spies, steamboat pilots, surgeons, and teamsters (4). There were nearly 80 black commissioned officers (4). Harriet Tubman was the most famous spy; she served for the 2nd South Carolina Volunteers.Tubman decided to help the Union Army because she wanted freedom for all of the people who were forced into slavery, not just the few she could help by herself. And she convinced many other brave African Americans to join her as spies, even at the risk of being hanged if they were caught (4). Am ong Harriet Tubman were many other African American women who served as nurses, spies and scouts. Although, no women were allowed to formally join the army. When black troops were captured by the confederate soldiers, they faced harsher punishments than the white troops.In 1863 the Confederate Congress threatened to punish officers of African American troops and enslave the African Americans, if they were captured. As a result of this, President Lincoln issued General Order 233, which threatened payback on Confederate prisoners of war, if they mistreated African American troops. This order did scare the Confederates a little, but African American soldiers were still treated harsher than whites. In one of the worst examples of this abuse, Confederate soldiers shot to death black Union soldiers, captures at Fort Pillow, TN, in 1864().Confederate General Nathan B. Forrest witnessed it all and did nothing to stop it. The President, Abraham Lincoln, issued the Emancipation Proclamation o n January 1, 1863. This proclamation eventually led to the freedom of all slaves. The document officially made free all bondsmen in the areas of the Confederacy that were still in rebellion. Slavery although was not abolished in the Border States, Tennessee, or the Union occupied areas of Louisiana and Virginia. The proclamation only affected the states in rebellion, so after the efforts it didn’t actually free any slaves.On the other hand, it did strengthen the Northern war efforts, because they knew they were fighting for a cause. Over five hundred thousand slaves had escaped to the North by the end of the civil war. Many of the escapees joined the Union Army, which tremendously increased its power. As a result of the Emancipation Proclamation, the thirteenth Amendment was created. The Amendment created on December 18, 1865, legally freed all slaves still in bondage. The final step the Emancipation Proclamation was to depress England and France from arriving to the war on t he side of the South.England and France wanted to enter the war on the South side, because the South had supplied them both with cotton and tobacco. England and Frances stance changed when they heard that the war had changed to a fight over slavery. Both nations were opposed to slavery, so ended up giving their support to the Union. That led to the winning of the fight for freedom. Juneteenth was the day created to celebrate the emancipation, when the slaves heard about it that midsummer. The holiday is still celebrated today. Abraham Lincoln said, â€Å"A house divided against itself cannot stand.I believe this government cannot endure permanently half-slave and half-free. I do not expect the Union to be dissolved. I do not expect the house to fall, but I do expect it will cease to be divided. It will become all one thing or all the other. â€Å"(3) African Americans along with the rest of the Union were fighting for this freedom and equality that Abraham Lincoln, was talking abo ut. African American contributions were not limited to the role of working the fields in the south or supplying labor for industry in the north.Many African Americans in both south and north participated in either direct or supporting roles in the military. The War Between the States proved to be a war fought for democracy. The liberation that the slaves had been waiting for, recovered the ideas that founded the United States of America. All men were equal under the law. Since, the African Americans made such a persistent effort the changes were made more quickly. Africans pushed for their own emancipation by resisting their masters and other labor tasks.Although a formal Emancipation Proclamation and Thirteenth Amendment freed blacks in America, it would be a long time before they received all the rights they deserved. The minds of Americans had been so engrained with racism only decades of hard work would lessen this. Works Cited 1) Freeman, Elsie, Wynell Burroughs Schamel, and Je an West. â€Å"The Fight for Equal Rights: A Recruiting Poster for Black Soldiers in the Civil War. † Social Education 56, 2 (February 1992): 118-120. 2) â€Å"Blacks in the Civil War. †. Colorado College. Web. 3 Mar 2013.

Starbucks’ Mission: Aligned with Its Strategies

Is Starbucks' Mission (vision, goals, objectives) aligned with its strategies? Analyze Starbucks based on the strategic process outline and write a five page paper answering the preceding question. As I drove to work this morning, I decided to make a slight detour from my normal route to get a cup of morning goodness in the form of fresh coffee. I could have stopped off at the corner convenience store, smelt gasoline being pumped and the ring-a-ding-ding of the slot machines that frequent just about every Las Vegas establishment, but I was looking for a little more something. I decided to drive an extra 30 seconds out of my way to go to an establishment that I knew would provide outstanding quality coffee, serve it with a smile, and provide an environment that was classy and warm. I decided to go to Starbucks. As I walked in, I smelt the fresh coffee grounds and heard a catchy song on the stereo. When the gal behind the counter greeted me with a big smile and asked, â€Å"What can I get started for you? † I knew I had made the right decision. The Starbucks corporation has done an outstanding job since 1970 with the execution of it's strategicprocess resulting in it currently owning 40% of the specialty coffee market and boosting annual sales exceeding $7 billion according to an article published by Burt Helm. Figure 1. Strategic Management Tasks According to the courseware there are five steps to be accomplished in the Strategic Management Process. See Figure 1 above. The one essential area that this graph excludes however is analysis. I will include this step in the following discussion. Mission Statement From the Starbucks website we find that the Starbucks' mission statement is, â€Å"Establish Starbucks as the premier purveyor of the finest coffee in the world while maintaining our uncompromising principles while we grow†. The website goes on to say â€Å"the mission is more than words on a piece of paper but rather a philosophy that guides how we do business every day. † While the later half appears to be fluff and corporate jargon, it is actually relevant in the way the Starbucks conducts business daily. With this mission statement they have determined who they are and what they intend to do. Breaking it down further we find that the key market is the coffee market, the contribution is to be the premier purveyor of the finest coffee, and that the distinction is doing all of this while maintaining their uncompromising principles. I will state the uncompromising principles as part of the objective area to follow. Analysis Starbucks knows that it is not in this market alone. In fact in some areas of the world it is already slightly behind. According to caterersearch. com, â€Å"in the UK Starbucks has been usurped by Costa Coffee as the UK's largest coffee shop operator, with 24. % (540 stores) compared to 24. 7% (555) for the Whitbread-owned chain†. The article went on to say that the market continues to have huge growth, exceeding 15% per year. The courseware introduced one method of analyzing the market known as SWOT (Strengths, Weaknesses, Opportunities, and Threats). It was interesting to find the following chart, Figure 2, located in the Datamonitor Starbucks Co rporation Company Profile. Figure 2. Starbucks SWOT Analysis This SWOT analysis invariably helped Starbucks with the next phase of the strategy process, that of objective setting. Setting Objectives As mentioned earlier, Starbucks mission statement eludes to uncompromising principles. According to the Starbucks. com, these principles include: 1. Provide a great work environment and treat each other with respect and dignity. 2. Embrace diversity as an essential component in the way we do business. 3. Apply the highest standards of excellence to the purchasing, roasting and fresh delivery of our coffee. 4. Develop enthusiastically satisfied customers all of the time. 5. Contribute positively to our communities and our environment. 6. Recognize that profitability is essential to our future success. While the Corporation calls these principles, and they are principles indeed, they also use these principles as a set of objectives from which they conduct their daily operations. A final objective that has recently come about from the Corporate Chairman Howard Schultz, is to ensure that the company does not forget its roots as it attempts to continue to grow. Schultz is aggressive. According to a Business Week article by Burt Helm, he would like to triple annual sales up to $23 billion by the year 2012, and almost quadruple the number ofStarbucks stores globally. This is smart. He sees the strengths and opportunities of the SWOT analysis above and wants to expound on his global presence and take advantage of the continual 14-15% annual growth of the market. Schultz also knows that there are slowing US retail sales however. To counteract this he intends to preserve the old world feel of a coffee bistro. In order to keep up with the demand, Starbucks has had to modernize some of its procedures. Helm states that the company has had to sacrifice some of the old world feel and incorporate the use of automatic espresso machines, vacuum sealed bags of coffee, CDs, and so on. Schultz wants to minimize the watering down of what he calls â€Å"The Starbucks Experience†. This is difficult in today's society in which most businesses attempt to get consumers in and out as quickly as possible and customers expect and demand the same, a phenomena known as â€Å"The McDonaldization of Society†. Implementation and Execution of the Strategy Starbucks has implemented the principles and goals into daily operations. Looking through page after page of the Starbucks website, it is evident that the corporation has internalized these principles and uses them as guidelines. Providing a great work environment hashappened in a number of ways. Starbucks provides employees with training and education. One program listed on the Starbucks website is called, â€Å"Learning to Lead†. In this program employees learn effective management practices. Another employee programis â€Å"Business and Communication† in which workers are offered a variety of classes to aid in their management skills. These programs allow for advancement and a sense of accomplishment by employees. They added together with company benefits are attempts by Starbucks to foster a friendly work environment. Diversity is accomplished through the hiring process. Starbucks knows that it is important that every voice is heard, and in which employees strive to learn about one another. In doing this, the company ensures that no group of potential customers are alienated. Starbucks applies the highest standards in freshly delivered coffee in a couple of ways. According to the company home page, Starbucks works with suppliers and farmers daily in an attempt to sustain high quality coffee production. In addition to this, a program known as â€Å"Coffee Education† was put into effect in which employees learn the finer nuances of coffee, from aroma to taste, and as a result are better able to speak to customers about the gourmet products. The intent of this according to Helm, is to share Starbucks' passion for coffee and to make the coffee industry more like the wine industry. If Starbucks is able to make its customers connoisseurs of coffee, it can then stock and sellhigh end coffee for up to $28 per pound. Starbucks knows that competitors such as McDonald's, Dunkin Donuts, or even the corner convenience store can't compete in this niche of the market. Starbucks has had success with ensuring that coffee drinking is an experience. According to Jeneanne Rae, â€Å"80% of Starbucks' revenues come from customers who visit their stores an average of 18 times a month†. This statistic alone tells us that the company is keeping its customers happy. The nice lighting, the plush furniture, the smooth music all aid in this endeavor. Rae goes on to say, â€Å"people will gladly pay more for an experience that is not only functional but also emotionally rewarding†. Simply put, I could go to the corner store and get a cup of coffee for $. 5 and get my caffeine shot for the day. In this process however I may feel like I'm missing out on the finer things in life, â€Å"The Starbucks Experience†. As a result, I will go out of my way, pay $2 for a cup of coffee, and feel more satisfied. Starbucks also strives to contribute positively to its communities and surrounding environments. It strives to be a friendly gathering place for locals. According to its website, Starbucks supports local organizations with cash and contributions as well as promotes art, culture, education, and environmental awareness. The final goal of Starbucks is to be profitable and promote future success. It does this through taking care of its stakeholders. The Starbucks Code of Ethics for CEO and Finance Leaders states, â€Å"I am charged with ensuring that stake holders interests are appropriately balanced, protected and preserved†. All corporate decisions are made with the preceding oath in mind. Starbucks will continue to have success in the coffee market due to its strongstrategy. From vision statement, through SWOT, to implementation, and finally the execution of daily operations, it has been a synergistic effort. This process has culminated in what has been coined, â€Å"The Starbucks Experience†. Customers will take a five minute detour, just as I did this morning, to be greeted with a warm smile, receive a piping hot cup of java, all in a clean quant old world feel environment. Howard Schultz and his crew are well on their way to achieving their goals of 40,000 stores and $23. 2 billion in sales by the year 2012. REFERENCES Datamonitor Starbucks Corporations Company Profile, 25 Jan 2005. Retrieved 20 July 2007 from, http://www. investor. reuters. om/data/files/Company%20Profile%20Sample%20for%20Reuters. pdf Helm, Burt. 9 Apr 2007. SAVING STARBUCKS' SOUL; Chairman Howard Schultz is on a mission to take his company back to its roots. Oh, yeah-he also wants to triple sales in five years. Business Week. Retrieved 20 July 2007 from http://proquest. umi. com/pqdweb? index=44=1252343951=3=1=3=PROD=PQD=309=PQD=1184944744=29440=1 Keel, Robert. 10 July 2007. The McDonaldization of Society. Ret rieved on 20 July 2007 from, http://www. umsl. du/~keelr/010/mcdonsoc. html McDonald's to open coffee chain in Japan, 12 July 2007. Retrieved on 20 July 2007 from, http://www. topix. com/drink/2007/07/mcdonalds-to-open-coffee-chain-in-japan Rae, Jeneanne. 27 Nov 2006. The Importance Of Great Customer Experiences? Business Week. Retrieved 20 July 2007 from http://proquest. umi. com/pqdweb? index=60&did=1166573331&SrchMode=3&sid=2&Fmt=3&VInst=PROD&VType=PQD&RQT=309&VName=PQD&TS=1184944933&clientId=29440&aid=1 UK coffee market set to double over the next 10 years, 23 May 2007, Retrieved on 20 July 07 from,

How does the viscousity Essay

Viscosity is a measure of a fluid’s resistance to flow when acted upon by an external force such as a pressure differential or gravity. Viscosity is a general property of all fluids, which includes both liquids and gases. It describes the internal friction of a moving fluid. A fluid with large viscosity resists motion because its molecular makeup gives it a lot of internal friction. A fluid with low viscosity flows easily because its molecular makeup results in very little friction when it is in motion. The viscosity affects the size of liquid particles, increasing the viscosity tends to increase the size of liquid particles, which then increases their gravitational settling rates. The viscosity of a liquid changes with temperature, as the temperature increases the viscosity decreases as the intermolecular forces weaken. Energy added to the system in the form of heat increases the kinetic energy of the molecules, with higher kinetic energy, the molecules are able to overcome the intermolecular attraction resulting in a less viscous liquid. If a ball bearing is dropped through liquid it very quickly reaches its terminal velocity, when it reaches terminal velocity it should then be going at a constant speed. Stokes Law can be used to calculate the viscosity of a liquid. The formula for Stokes Law is:- vt = Terminal Velocity r = Radius ( = Density of the ball bearing d = Density of the liquid m = Viscosity Density of the ball bearing- Density of Liquid Volume = 4/3(r3 Depending on the velocity of the ball bearing, the motion of the liquid is different. These diagrams show the liquid molecules movement around the ball bearing when it is dropped. At low velocities the liquid flows in a streamlined pattern, which is called laminar motion, as shown in the top diagram. When the velocity is high the liquid flows in a much more complicated way called turbulent motion. When a liquid is travelling in a pipe as in our experiment, the transition from laminar to turbulent motion depends on the diameter of the pipe and ball bearing in comparison to each other, and the velocity, density and viscosity of the liquid. It is more likely to be turbulent when the diameter of the pipe is larger, and the velocity and density of the liquid is higher, and therefore has a lower viscosity. Prediction I predict that as the temperature increases the viscosity decreases due to the intermolecular forces weakening as a result of the temperature increase. This is because the kinetic energy of the molecules is increasing as the heat energy is transferred. The higher the kinetic energy, the more molecules are able to weaken the intermolecular attraction and so this results in a less viscous liquid. Apparatus 100ml measuring cylinder, 125ml of honey, a steel ball, a magnet, 2 decimal scale, micrometer screw gauge, thermometer Plan Before starting the constants will be taken, which are- Terminal velocity, vt, = Distance Time. Gravity, g, = 9. 81 seconds Radius of the ball bearing, r, = 0. 284 x 10 -2 Distance travelled, d, = 0. 226 m Density of the ball bearing- Density of the liquid- The radius of the ball bearing will be measured using a micrometer screw gage. A stop clock will be used to measure the time so the terminal velocity can be calculated. A balance to two decimal places will be used to measure the mass of the ball bearing so the density can be calculated. A measuring cylinder will be used to find the volume of the liquid so the density of it can be found. A thermometer will be used to find the temperature of the liquid and of the water bath. Then a tube will be put onto a tray, glycerine at a temperature of 20 i C will then be poured into it. Two marks will be made a fixed distance from each other to represent d. A ball bearing will then be dropped down it and the time taken to fall between the two points will be taken. If possible a light gate will be used to measure the time so that inaccuracies will be minimised when making the calculations. A range of temperatures up to 80 i C will be done with each one being repeated three times for accuracy. The liquid will be heated in a water bath so the temperature can be as exact as possible. Results Distance the ball bearing drops- 0. 22m Gravity- 9. 81 m/s2 Radius of Ball Bearing- 0. 284 x 10-2 m Mass of Ball Bearing- 0. 105 x 10-2 kg Diameter of Ball Bearing- 0. 568 x 10-1 m Mass of Liquid- 0. 25kg Volume of Liquid- 0. 2 x 10-3 m3 Volume of Ball Bearing- 4/3( x (0. 284 x 10-2)3 = 9. 59 x 10-8mi Density of Ball Bearing- kg/mi Density of Liquid- Rearranging Stokes Law we obtain- kg/m/s Temperature (i C) Time Taken (secs) Average time taken (secs) Average Velocity m/s Viscosity kg/m/s 25 1. 82 1. 86 0. 118 144. 6 1. 88 1. 88 43 1. 11 1. 05 0. 210 81. 2 1. 01 1. 04 61 0. 29 0. 31 0. 710 24. 0 0. 23 0. 41 Graph Conclusion. As the temperature got higher the ball bearing fell through the liquid faster. This is because as the temperature increases the intermolecular forces get weaker so there is less friction against the ball bearing. The results comply with my theory and prediction that as the temperature increases the intermolecular forces weaken, because the kinetic energy of the molecules increases and so the viscosity decreases. Both of the graphs are straight lines with no anomalous results, which suggests that the experiment was conducted consistently. Any errors present are most likely to have been systematic and not detectable in this experiment. Evaluation The graphs show that the experiment was reasonably successful, as there are no anomalous results and they are both straight lines. The method worked well, though when timing there would have been some error because a person was timing, if the experiment was to be made more accurate a light gate could be used so the accuracy of timing would be greatly improved and less prone to human error. Also it was not easy to keep the temperature of the water constant and so it decreased in the middle of doing some of the experiment so some accuracy would have been lost there. Another source of error is the acceleration that occurs between the ball being dropped and it hitting the liquid. If the experiment was to be extended, the size of the ball bearing could be varied and the temperature kept constant, this could eliminate the problem of it accelerating before it hit the liquid, to see how it affects the time it takes for the ball to fall down. The diameter of the tube could be varied to and the size of the ball bearing and temperature could be kept constant instead.

Insurance Essay

There are many differences between insurance and social assistance programs. They differentiate in administration, financing, coverage and the basis of payments. Insurance is having coverage for the most important and costly things that need to be protected throughout life. Health insurance is used to help cover the cost of routine check-ups, immunization, medications, emergency visits, surgeries, and hospitalization. These costs increase over time due to the increase in the quality of care and prescription costs.Depending on what your income and insurance plan you have you will be opted to pay a deductible before your insurance company will pay their part. Auto insurance protects auto accidents, medical bills from accidents, and repairs such as collision coverage. Social assistance programs are solely for people who have a low income, or are unemployed due to disabilities, maternity leave, or have children and are unemployed.Auto and health insurance have many similarities as well a s differences. When it comes to auto insurance you are paying a predetermined amount to keep a coverage on your vehicle. Whether it be a car accident, theft, repairs or towing and protecting against an accident if you are at fault. Depending on what type of insurance you have and how much you are willing to pay for your coverage is all based on what you receive on your auto insurance.Health insurance is primarily to keep you in a good health. There are more than 51 million people throughout the US that have no health insurance. Having health insurance is so important in order to have routine check-ups, ER visits for illnesses, giving birth, medication and hospitalization which are all very costly matters. The similarity between these two types of insurance is to protect you against the financial hardships the happen throughout life to be able to afford them.

Developing a Balanced Scorecard Term Paper Example | Topics and Well Written Essays - 500 words

Developing a Balanced Scorecard - Term Paper Example r creating a balanced scorecard and how the scorecard would enable me to evaluate progress, assess the impact of my proposed change, and determine if the costs are justifiable in terms of the outcomes. A balanced scorecard, as defined by Balanced Scorecard Institute (2013, para.1), is "A strategic planning and management system that is used to align business activities to the vision and strategy of the organization, improve internal and external communications, and monitor organization performance against strategic goals". Further explication by Dr. Carol Huston in this weeks media denotes a balanced scorecard as a tool that can be used in nursing to help establish how assessment and appraisal of accomplishments or achievements will be conducted (Laureate Education, 2013a). Based on these definitions, my first step will be to assess the mission and vision of the my organization in order to identify an unmet need. The second step will be to consider whether the needs of the customers have been met in relation to quality and safety of care. After identification of an unmet need and assessment of customers needs, the next step will be to formulate and outline objectives for proposed change. This will involve identifying strategies and action plans to achieve the proposed change. This will be followed by identifying how performance will be measured. In regards to the elements of a balanced scorecard, data to measure performance will correlate to fiscal, stakeholders, business practices, and learning and growth measures (Laureate Education, 2013a). Fiscal data will be gathered primarily from annual financial reports. To measure performance in relation to customers needs, direct interviews will be conducted whereby patients will be asked to describe their level of satisfaction with services provided. Secondly, patients will be asked to fill questionnaires detailing whether their needs have been met. Data relating to business practices and growth will be gathered through

See below Coursework Example | Topics and Well Written Essays - 1000 words

See below - Coursework Example Bait and switch becomes unlawful when the seller is not able to or declines to offer the advertised commodity to the buyer, does not avail required quantity of the commodity to the customer, or fails to deliver or commit to deliver the commodity within a reasonable time after an order is placed. In the case however, there is no sale of goods scenario between the shop and the sales personnel and no advertisement at a low price with the aim inducing the other party to a more expensive product. Further, the commission rate does not relate to customers. The situation, therefore, does not identify an unlawful bait and switch (Emerson 253). Set 2- b The case involves a college scenario in which a worker discovered money during a mass clean up. The college offered lockers to students but decided to do a clean up before changing its allocation arrangement for efficient record keeping. Students were asked to clear their property from their respective lockers but cleaners found some things, ma inly old and discarded items, in the lockers. While cleaning, Frank, one of the workers, discovered a small paper bag and found cash amounting to $ 10000 in bills. The college has demanded for the money while frank claims right over the cash and it is believed that the cash could be related to drug sales. The matter to be determined in the case is potential issues for identifying the party with a right over the money and involves whether the money is lost, mislaid, or abandoned property, and the difference between the concepts. The concept of lost property is identifiable and offers a solution to the rightful owner of the money. A property is termed lost if the owner â€Å"negligently, carelessly, or inadvertently leaves it† at a place (Cheeseman 792). In the case, the owner of the cash, presumably a student, was negligent because the institution adviced students to clear all their property from the lockers. Even though owners of some lockers could not be identified, the scho ol is not the owner because it did not know of the property’s existence and could have removed it of notified cleaners of its existence. The concept of lost property that confers ownership rights to whoever discovers a lost property. The money is therefore a lost property and Frank gains ownership (Cheeseman 792). Set 3- a Jake and Kate are members of a limited liability company that is member managed. Jake is a member of a three-person management team while Kate is not. The two are however actively involved in the management and entered into a contract on behalf of the company, each placing $ 1000 as deposit but the management team refused to ratify the contract. Members of a limited liability company have rights and obligations of the members. As a member of the management team, Jake has a right to operate and create contracts on behalf of the company while Kate has no right to engage in any activity on behalf of the company. The two members however have rights to be indemn ified for payments made on behalf of the company. Both members have obligations to be loyal to the company, and to ensure duty of care to the company. In addition, Jake had an obligation to perform fiduciary duties (Cheeseman 662-665). Set 4- a Lorna operates a sole proprietorship business but the enterprise has a separate name, telephone numbers, and account number. She operates the business as a separate entity from her personal life and has stated that the business